Best jobs after 12th arts science commerce in banks 2024-2025

Table of contents

• Eligibility
• Process for Recruitment
• Last 3 Year job recruitment detail
• Job shifts
• Code of Conduct
• Salary structure
• RETIREMENT PROCEDURE

Job Positions Eligibility

Table 1: Government Jobs in Banks after 12th (Arts, Science, Commerce)

Table 2: Recruitment Process for Government Jobs in Banks after 12th

Table 3: Job Shifts in Government Banks after 12th

Read Also (Imp.)

• Government Jobs Chennai - Armoured Vehicles Nigam Limited 2024.

Table 4: Code of Conduct, Salary Structure, and Retirement Procedure for Government Jobs in Banks after 12th

Eligibility

After completing 12th grade in arts, science, or commerce, there are various government job opportunities available in banks. Here are some common eligibility criteria for different government jobs in banks after 12th:

1.Bank Clerk:

• Eligibility: Usually requires a minimum of 50% aggregate marks in 12th grade.
• Age Limit: Typically between 20 to 28 years.

2.Bank Probationary Officer (PO):

• Eligibility: A bachelor's degree in any discipline with a minimum of 50% aggregate marks.
• Age Limit: Generally between 20 to 30 years.

3.Specialist Officer (SO) in Banks:

• Eligibility: A bachelor's degree in a specific field related to the specialization (e.g., IT Officer, Law Officer, Marketing Officer).
• Age Limit: Varies depending on the specific position.

4.Regional Rural Banks (RRBs) Exams:

• Eligibility: Usually requires a bachelor's degree for Officer Scale-I and Office Assistant positions.
• Age Limit: Varies according to the position.

Read Also (Imp.)

• Jobs Social Welfare Child Development Dadra Nagar Haveli Daman Diu

5.National Bank for Agriculture and Rural Development (NABARD):

• Eligibility: Depends on the specific position, but a bachelor's degree is generally required.
• Age Limit: Varies based on the role.

6.State Bank of India (SBI) Clerk and PO Exams:

• Eligibility: A bachelor's degree for PO positions and 12th pass for Clerk positions.
• Age Limit: Varies depending on the position.

7.Insurance Sector Jobs (LIC, NICL, etc.):

• Eligibility: A bachelor's degree is typically required for Officer positions, and 12th pass for clerical positions.
• Age Limit: Depends on the specific position.

8.Reserve Bank of India (RBI) Exams:

• Eligibility: A bachelor's degree is required for various positions.
• Age Limit: Varies for different roles.

Always check the official notification of the respective recruitment board for the most accurate and up-to-date eligibility criteria and age limits. Additionally, candidates might need to pass a written exam, followed by an interview or group discussion, as part of the selection process. It's essential to stay updated on the latest notifications and prepare accordingly for the specific exams you are interested in.

Here's a general process for recruitment:

The recruitment process for government jobs in banks after 12th can vary based on the position and the recruiting organization. However, here is a general overview of the common recruitment process:

1.Notification/Advertisement:

• Government banks release recruitment notifications/advertisements on their official websites or in leading newspapers.
• The notification includes details such as eligibility criteria, educational qualifications, age limits, application procedure, and important dates.

2.Application Form:

• Eligible candidates need to fill out the application form online through the official website of the respective bank or through the designated application portal.
• Ensure that you provide accurate information and upload the required documents as per the instructions.

3.Application Fee:

• Pay the prescribed application fee, which is usually done online. Some reserved categories may be exempted or have a reduced fee.

Read Also (Imp.)

• NATIONAL INSTITUTE FOR THE EMPOWERMENT OF PERSONS WITH VISUAL DISABILITIES (DIVYANGJAN)

4.Admit Card:

• Download the admit card/hall ticket from the official website as per the schedule mentioned in the notification.
• The admit card contains details about the exam date, time, venue, and other essential instructions.

5.Examination:

• Banks conduct written examinations, which can be either online or offline, depending on the bank and the position.
• The exam pattern varies but generally includes sections such as English, Quantitative Aptitude, Reasoning, and General Awareness.

6.Results:

• After the examination, the bank releases the results on its official website.
• Qualified candidates move on to the next stage of the selection process.

7.Interview/Group Discussion:

• Shortlisted candidates are called for an interview or group discussion round.
• For some positions, there may be both an interview and group discussion.

8.Final Merit List:

• Based on the performance in the written exam and the interview/group discussion, a final merit list is prepared.

9.Document Verification:

• Candidates who clear the final round are required to undergo document verification to confirm their eligibility.

Read Also (Imp.)

• Recruitment at KARMAYOGI BHARAT 2024

10.Appointment/Joining:

• Successful candidates receive the appointment letter and instructions for joining the bank.
• The joining process includes training and orientation.

Job shifts

In government banks, there are various job opportunities for candidates with backgrounds in arts, science, and commerce after completing 12th. The nature of the job may vary based on the specific position, and individuals may shift roles within the organization over time. Here are some common job shifts or promotions in government banks:

1.Clerk to Officer Shift:

• Many candidates start as clerks in banks and, based on their performance and experience, may get promoted to officer positions.

2.Probationary Officer (PO) to Managerial Positions:

• After joining as a Probationary Officer (PO), individuals can progress to higher managerial roles, such as Assistant Manager, Branch Manager, and beyond.

3.Specialist Officer (SO) Advancements:

• In the case of Specialist Officers, individuals with specialized skills in areas like IT, Law, Marketing, etc., can advance to higher positions in their respective fields.

4.Regional Rural Banks (RRBs) Career Progression:

• In RRBs, employees may progress from Officer Scale-I to higher scales, such as Scale-II, Scale-III, and so on.

5.Promotion in Nationalized Banks:

• In nationalized banks, employees may be eligible for promotions based on their performance, and they can move up the hierarchy from clerical positions to officer positions.

6.Cross-Departmental Shifts:

• Depending on the individual's skills, interests, and the bank's policies, employees may have the opportunity to shift across different departments within the bank.

7.Training and Development Opportunities:

• Banks often provide training and development programs to enhance employees' skills, preparing them for higher responsibilities and more complex roles.

8.Transfers and Postings:

• Employees may experience job shifts due to transfers and postings. This can provide them with exposure to different branches, regions, or functions within the bank.

9.Senior Management Positions:

• With years of experience and a successful career track record, individuals can aim for senior management positions, such as Chief Manager, Deputy General Manager, and General Manager.

It's important to note that career progression and job shifts depend on factors such as performance, educational qualifications, experience, and the specific policies of the bank. Employees often need to qualify for internal examinations or meet certain eligibility criteria to be considered for promotions.
Individuals interested in a government banking career should stay updated on the policies and opportunities provided by the specific bank they are working for and actively participate in professional development activities to enhance their skills and qualifications.

Code of Conduct:

• RBI employees are expected to adhere to a high standard of ethics and professionalism.

Employees in government jobs after 12th in banks are expected to adhere to a high code of conduct, emphasizing integrity, professionalism, and ethical behavior. They must maintain confidentiality of customer information, avoid conflicts of interest, and refrain from engaging in any activities that may compromise the reputation of the bank. Compliance with the prescribed dress code and following the bank's policies and guidelines is mandatory. Violation of the code of conduct may result in disciplinary actions or consequences outlined by the bank. Staying informed and upholding ethical standards is integral to a successful banking career.

Salary structure

• RBI offers different pay scales for various positions, including Grade B Officers and Assistants.
• The salary structure includes basic pay, DA, HRA, and other allowances.

RETIREMENT PROCEDURE

The retirement procedure for government jobs in banks after completing 12th grade depends on the rules and regulations of the specific bank and the position held. However, there are some common elements in the retirement process for employees in public sector banks. Here is a general overview:

1.Superannuation Age:

• Employees in government banks usually retire upon reaching a certain age, known as the superannuation age.
• The superannuation age can vary and is often around 60 years.

2.Pension Scheme:

• Government bank employees are generally entitled to a pension scheme.
• Upon retirement, employees receive a pension based on their years of service and the average salary earned during their service.

3.Voluntary Retirement Scheme (VRS):

• Some banks may offer a Voluntary Retirement Scheme to employees who wish to retire before reaching the superannuation age.
• The terms and conditions of the VRS, including the benefits offered, vary by bank.

4.Notice Period:

• Employees planning to retire typically need to provide a notice period as per the bank's rules.
• The notice period allows for the smooth transition of responsibilities and the completion of pending tasks.

5.Exit Formalities:

• Banks conduct exit interviews and complete necessary paperwork to formalize the retirement process.
• Employees may need to submit relevant documents and clear any outstanding dues.

6.Clearance of Dues:

• Before retirement, employees are required to clear any outstanding loans or financial obligations they may have with the bank.

7.Pension Disbursement:

• After retirement, the pension is disbursed to the retired employee.
• The pension amount is calculated based on factors such as years of service, average salary, and the pension formula prescribed by the bank.

8.Retirement Benefits:

• Apart from the pension, employees may be entitled to other retirement benefits such as gratuity, provident fund, and other post-retirement benefits, depending on the bank's policies.

9.Post-Retirement Engagement:

• Some retired employees may choose to engage in post-retirement activities, consultancy, or advisory roles.

It's important for employees planning to retire to familiarize themselves with the specific retirement policies and procedures of the bank where they are employed. These details are often outlined in the bank's service rules and policies. Additionally, human resources or the personnel department within the bank can provide guidance and assistance throughout the retirement process.